The time has come to improve your smile. There are various types of cosmetic dentistry in Mill Creek that will help with that. Some of it will depend on your age, while others depend on the overall health of your mouth.
The biggest question for many is whether the cosmetic dentistry is going to be covered by your insurance. We can’t answer that for definitely. It’s possible to talk to your insurance on your behalf when it comes to direct billing, but you’re not going to get the straight answer in this blog post. What we can do is help you determine if there’s a chance it will be covered.
Cosmetic Needs Usually Aren’t Covered
The simple fact is that insurance companies like to keep the amount they cover to a minimum. They don’t want to pay out for everything, and that usually means that cosmetic dentistry in Mill Creek isn’t covered. It’s done for a cosmetic rather than a medical reason.
Of course, this will depend on the reason for the treatments. There are times that you need a cosmetic treatment for the overall health of your mouth.
Dentures, fillings, crowns, etc. can all be looked at as cosmetic, but you’re not necessarily electing to have them done. They are recommended by your dentist to make sure your other teeth and your gums are protected. In this case, insurance companies are likely to cover at least some of the costs.
If you’re getting teeth whitening or veneers for an elective reason, you may not be covered. This isn’t something that is medically necessary, so your insurance company will want you to pay for yourself.
Combination Treatments May Be Partially Covered
There are times when the cosmetic dentistry in Mill Creek is a mixture of both necessary and elective. You may have decided that you may as well get your teeth whitened while your dentist is performing the crown or another treatment that’s necessary.
Your insurance is likely to cover just part of the treatment. It will be the part that your dentist puts down as necessary rather that elective. Your dentist isn’t going to mark it all as necessary as that would be insurance fraud.
Your dentist will be able to go through the whole plan and discuss what is covered and what is not. Your dentist will even be able to explain which parts of your dental insurance plan is used, as cleaning is usually done under a different section to crowns, for example.
The best thing you can do is call up your insurance to find out what is covered and what is not. You can also find out if only a certain percentage of the treatments are covered, what your co-pay is, and whether you have a cap on the coverage you have during the year.
Cosmetic dentistry in Mill Creek is a term that covers a lot of needs. It’s hard to say a straight yes or no as to whether your insurance will cover it. This usually depends on the reason for the treatments.
