It’s time to get the family to the dentist. Your insurance has renewed, so you have the funds available to get the treatment necessary. That is as long as family dentistry in Mill Creek is going to be covered by your insurance.
Not everything is often covered by the insurance companies. There may also be deductibles involved so you have to pay some out of pocket. Here are considerations to make to ensure that everything is covered.
Double Check Everything with Your Insurance Company First
The first place to check is with your insurance company. Find out what your plan covers when it comes to family dentistry in Mill Creek. Is everyone in your family included on the plan, or do you need to upgrade your insurance needs?
This is a good time to check up on any deductibles that may be in place. You can also check the percentage of costs that are included in the plan. Not all dental coverage is going to be there for 100% of the costs, especially when it comes to anything major.
You’ll also be able to check up on any other limitations. Is there a set requirement for when you can visit the dentist each year? Are you limited on the amount of work that will be covered? Will you be limited if someone else on the plan uses something? These are all questions your insurance company can answer for your specific plan.
Most Basic Treatment Is Covered but Maybe Not in Full
You’ll usually find that basic family dentistry in Mill Creek is covered. This usually means your bi-annual exams and your basic cleaning is covered. X-rays are also usually covered.
These are all preventative treatments. They are there to make sure your teeth look good, offer protective coatings to protect the enamel, and make sure there are no hidden problems in the teeth or gums. Insurance companies are likely to cover these costs because they reduce the risk of more major work being needed.
Sometimes, not all the work will be covered. You may find it only covers up to a certain amount or a certain percentage. You may also find that some of the more extensive treatments aren’t covered. Check with your insurance company.
Check for the Extras When It Comes to Family Dentistry in Mill Creek
Speaking of extensive treatments, these extras aren’t always covered. It can depend on the reason behind the treatments. For example, a crown may be covered when it comes to root canals but may not be covered if for a cosmetic reason.
Your dentist will usually need to add items to an itemized bill. The insurance company can then assess what’s necessary and what’s not to decide what will be covered. You’ll want to talk to your dentist and your insurance company to make sure everything is needed.
When it comes to children, you’ll usually find most of their needs are covered. This is purely linked to insurance companies keeping the risks of future payments down. Make sure your kids are on your plan for family dentistry in Mill Creek.