There are all sorts of reasons you’ll need cosmetic dentistry in Mill Creek. You could just need one tooth replaced or you may need a full reconstruction of the teeth and jaw.
Cosmetic dentistry can certainly be expensive. This is what you pay into your insurance for, right? You pay into them so they can pay out when you need the work doing. The question is whether your insurance is going to cover your cosmetic needs.
How Much Does Cosmetic Dentistry Cost?
The actual cost of cosmetic dentistry in Mill Creek will depend on the type of work you’re having done. If it’s replacing one tooth, it could cost around $2,000. If you want teeth whitening, it’s going to be much cheaper. But what if you need all your teeth replaced due to an accident? You’re looking at the tens of thousands for this.
When you find out about the work you need to do, it’s worth getting a quote. Ask it to be broken down too. You can take this quote to your insurer to see if they will cover any of it. While they may not be able to cover all of it, there may be certain elements that fall within their remit to cover.
If they don’t cover it, you can then talk to your dentist about your options. Some dentists will offer payment plans to do the work, even if it’s to do the payment plan upfront and then get the work done when it’s all paid off.
Insurance Probably Won’t Cover Cosmetic Dentistry in Mill Creek
To be honest, your insurance probably isn’t going to cover a lot of your cosmetic work. This is often because the work isn’t necessarily needed for a healthy mouth but just something that you want. This is especially the case when it comes to teeth whitening.
That being said, there will be some elements of cosmetic work that are necessary. In these cases, your insurance may end up covering some of the costs.
This is why it’s worth getting the breakdown with a quote. You then have the full list of requirements and preferences.
Speak to Your Insurance Provider First
It’s always best to talk to your insurance and get things in writing. If your insurance puts it in writing that they’re willing to cover certain elements of your cosmetic dentistry in Mill Creek, you have some legal standing if they rebuke that afterward. Don’t just rely on what someone tells you over the phone.
You’ll also be able to find out just how much your insurance is willing to cover. Not all will cover the entire treatment. You may get a certain percentage of the work covered, or you may get the total work up to a certain cap. Most of this will be in your paperwork, but there’s nothing wrong with getting it broken down by the insurance company.
In some cases, your insurance may cover some of the costs of your cosmetic dentistry in Mill Creek. Know what is covered so you can save up for the work you want or need.