When it comes to finding a new dentist, you’ll want to compare the different clinics in the area. One of the factors often overlooked is when a dental clinic in North Seattle offers direct billing. This is something that a lot of dental clinics will advertise, but a lot of people overlook it.
Direct billing is important to you. It will save you time, and it could end up saving you money. Here’s why you want to go to a clinic that will bill directly to your insurance company.
You Save Time with Recouping the Payments
When you pay your dental clinic in North Seattle upfront, you will get a receipt to submit to your insurance company. You then need to go through the dental insurance’s system, which isn’t always easy to navigate. Companies don’t like to make it easy when it comes to them paying out. After that is the time to wait for the money back.
When you opt for somewhere that direct bills, you can cut all of this out. You’ll need to pay your co-pay and that’s it. Everything else is dealt with between the dentist and the insurance company. There is no need for you to waste time with the paperwork and dealing with the insurance company. You’ll want to do this for all medical needs where possible.
You Could End Up Saving Money
Let’s say that you put the bill from the dental clinic in North Seattle on your credit card. You know that you’ll get the money back from the insurance company, so you don’t need to worry about it too much. The problem is the interest on your card.
If you don’t pay off the balance by the statement date, you’ll be charged interest. What if the insurance company hasn’t processed your claim by then? You have to find a way to clear that balance without having the interest charged, or you end up with the interest and paying more for your dental trip that you should have. Your insurance company isn’t going to cover that interest due to their slow processes.
When you opt for direct billing, you don’t need to deal with this. You pay your co-pay, which you know you will need to pay anyway. You just don’t have to worry about the extra.
You Don’t Need to Have the Money Available
Money is tight for a lot of people right now. You may not have the money to visit a dental clinic in North Seattle, but you know you need to. It’s important to keep costs and health problems down in the future. There is some good news when you opt for direct billing.
You only need to worry about having the co-pay available. This is usually a smaller and more manageable amount. Your dental insurance may be so good that you don’t even have a co-pay anymore. The rest of it is covered by the insurance company instead of paying it and then recouping it back.
When it comes to finding a new dental clinic in North Seattle, check to see if they offer direct billing. It will save you a lot of headaches.